These Terms of Use apply to Frontier Financial Group Limited (“FFG”) including its subsidiaries - Frontier Capital Management Limited (“FCM”), Frontier Capital Investment Limited (“FCI”), Frontier Insurance Consultants Limited, and Frontier Property Limited. By accessing the website (“FFG website”) or using the information provided on it, you agree to be bound by the Terms of Use.

Any information, material, analysis, hyperlinks and this Terms of Use, made available on FFG website are subject to be changed or amended by FFG from time to time without notice. Continued access to the FFG website after the change of Terms of Use will constitute you agree and accept the Terms of Use as modified.

In case of a discrepancy or difference in interpretation of these Terms of Use between English and Chinese version, the English version shall prevail.

IF YOU DO NOT AGREE TO THESE TERMS OF USE, PLEASE DO NOT ACCESS FFG WEBSITE, OR ANY PAGES THEREOF.


Access Subject to Local Restrictions

The information provided on FFG website are only intended for use by any person resides or locates in jurisdictions which permit the distribution of this material.


Services and Products

The services and products described within FFG websites are limited to persons resides or locates in jurisdictions which permits such distribution and may have limitations subject to applicable law or regulation. You should consult the applicable terms and conditions.

Any information published on the FFG website should not be construed as a recommendation, invitation, offer, or confirm of any products, services or terms.


Not Offering

The information contained in FFG website is for informational purposes only, and does not intend to recommend, invite, offer, or confirm of any products, services or terms.


Performance

Risk involved in investment. The value of investment asset could grow or shrink. The previous market value or figures cannot deduce its future performance which may be subject to corresponding risk factors. FFG cannot guarantee any investment or invested asset will maintain or increase in value.


Exclusion of Liability

Neither FFG nor its subsidiaries, nor any of their directors, employees, service providers or contractors shall be liable for any direct or indirect economic loss, loss of goodwill or reputation, special, incidental, consequential loss or damages, due to including but not limited to, (i) any defects, viruses, and any other malfunctions caused to any equipment or software due to access or use of FFG website; (ii) the information provided on or via FFG website; (iii) the interruption, delay, or non-availability of FFG website; (iv) the misuse of FFG website; (v) claims of third parties in connection with the use of FFG website.

FFG website may contain hyperlinks to third party websites which are only for your convenience. FFG has no control on the accuracy of information provided, efficiency, availability and safety of these websites. FFG shall have no liability for third party websites.


Resources

Based on the sources that are believed to be reliable, FFG attempt to provide accurate, complete, and up-to-date information and analysis. However, FFG cannot represent or guarantee its accuracy, completeness, or timeliness of such source and information. You should weigh the provided information carefully and bear any responsibility and risk incurred to use the information.


Intellectual Property Right

FFG owns all intellectual property rights including but not limited to, all text, data, graphics and logos. Users must not copy, modify, reproduce, transmit, distribute or disclose whether in whole or in part of the materials obtained from FFG website, for commercial, personal or public use without FFG prior written consent.