GENERAL DISCLOSURE AND DISCLAIMER

This disclaimer applies to Frontier Financial Group Limited (“FFG”) including its subsidiaries - Frontier Capital Management Limited (“FCM”), Frontier Capital Investment Limited (“FCI”), Frontier Insurance Consultants Limited, and Frontier Property Limited. By accessing the website (“FFG website”) or using the information provided on it, you agree to be bound by this disclaimer.

Any information, material, analysis, hyperlinks made available on FFG website are subject to be changed or amended by Frontier Financial Group Limited (“FFG”) from time to time without notice. In case of a discrepancy or difference in interpretation of this disclaimer between English and Chinese version, the English version shall prevail.

The information provided on FFG website are only intended for use by any person resides or locates in jurisdictions which permit the distribution of this material. Products and services described within FFG website are also only available to any person who are permitted by applicable law. You should consult the applicable terms and conditions.

Both FCM and FCI are regulated and licensed by Hong Kong Securities and Futures Commission. In addition, FCM is an Exchange Participant of The Stock Exchange of Hong Kong Limited, and a Direct Clearing Participant of Hong Kong Securities Clearing Company Limited.


USE OF THIS WEB SITE

The information contained in FFG website is for informational purposes, and does not intend to recommend, invite, offer, or confirm of any terms. Based on the sources that are believed to be reliable, FFG attempt to provide accurate, complete, and up-to-date information and analysis. However, FFG cannot represent or guarantee its accuracy, completeness, or timeliness of such source and information. Before making any decision on your investment, you should weigh the provided information carefully and bear any responsibility and risk incurred and should seek for advice of a professional financial advisor.


EXCLUSION OF LIABILITY

Neither FFG nor its subsidiaries, nor any of their directors, employees, service providers or contractors shall be liable for any direct or indirect economic loss, loss of goodwill or reputation, special, incidental, consequential loss or damages, due to including but not limited to, (i) any defects, viruses, and any other malfunctions caused to any equipment or software due to access or use of FFG website; (ii) the information provided on or via FFG website; (iii) the interruption, delay, or non-availability of FFG website; (iv) the misuse of FFG website; (v) claims of third parties in connection with the use of FFG website.


USE OF HYBERLIINKS

FFG website may contain hyperlinks to third party websites which are only for your convenience. FFG has no control on the accuracy of information provided, efficiency, availability and safety of these websites. FFG shall have no liability for third party websites.


INTELLECTUAL PROPERTY RIGHT

FFG owns all intellectual property rights including but not limited to, all text, data, graphics and logos. Users must not copy, modify, reproduce, transmit, distribute or disclose whether in whole or in part of the materials obtained from FFG website, for commercial, personal or public use without FFG prior written consent.